Will filing for bankruptcy remove the debt on my credit report for good or will the debt show up on my credit report again?
Filing for bankruptcy will remove your debt for good. Filing for bankruptcy and receiving a “discharge” of your debt removes the majority of your debt forever. The discharge is a Federal Court Order and if the creditor reports a discharged debt on your credit report or attempts to collect the debt, you may be able to file a lawsuit against them. Some debt, like taxes, child support, student loans, court restitution, and mortgage can be included in bankruptcy but may not be fully discharged upon completion of the plan. If you have debts like these, you should contact your attorney to discuss whether or not they will remain on your credit report.