If you’re reading this I bet “life” has happened. An unexpected life event such as being laid off, divorce or divorce in process, maybe a medical emergency, or perhaps you’ve made a bad decision or two. Whatever the event or reason, your finances are spiraling out of control.

Just know that you have rights. If you’re in debt, you don’t have to lose any of your assets to get out from under your overwhelming debt. Our Saginaw bankruptcy lawyers can help you get back on track. At Moran Law, we’ve helped over 9,000 Michigan residents file for chapter 7 and chapter 13, including Saginaw and surrounding areas. Schedule a free virtual consultation today - we look forward to speaking with you.

How can Moran Law help you?

Chapter 7 Bankruptcy Attorneys in Saginaw, Michigan

The basic purpose of Chapter 7 bankruptcy, is to provide you with a fresh start. Chapter 7 is the most common type of bankruptcy and is often referred to as “fresh start bankruptcy”.

How does this help?

In Chapter 7, Saginaw residents have no repayment required for most unsecured debts, your debts are wiped out completely and permanently. This takes about 4 months to complete and it works by wiping out all qualifying debts including credit cards, medical bills, repossession deficiencies, lawsuits as well as a variety of other debts. 

Chapter 13 Bankruptcy Attorneys in Saginaw, Michigan

A Chapter 13 Bankruptcy is an option for debtors provided they have income or wages sufficient to fund a repayment plan. Bankruptcy laws also set certain limitations on both secured and unsecured debt.

How Does this help?

A Chapter 13 Bankruptcy in Saginaw allows you to save your home and other assets from foreclosure or repossession. Chapter 13 allows you to catch up on your repayments with a payment plan. This lasts as long as it takes to get back on track. Our Saginaw, Michigan bankruptcy lawyers will help you through the process.

• Saginaw

• Buena Vista Charter Township

• Carrollton Township

• Thomas Township

• Tittabawassee Township

• Pittsfield Charter Township

• Midland

• Frankenlust Township

• Portsmouth Charter Township

• Bay City

• Reese

• Bridgeport Charter Township

• Frankenmuth

• Birch Run

• Auburn

• Hemlock