Credit Card Debt

If you’re overwhelmed by credit card debt, you’re not alone. For many people, unmanageable credit card debt is a big factor in their decision to file for Chapter 7 or Chapter 13 bankruptcy. According to the Federal Reserve, American consumers are currently carrying more than $800 billion in credit card debt. And, about 4.5 million of those credit card accounts are delinquent. Fortunately, help is available.

Relief from Credit Card Debt

Financial stress can leave you feeling like there’s no way out. Balances keep growing, harassing telephone calls interrupt your dinner and stress may be affecting your marriage and keeping you awake at night. Creditors and debt collectors want you to believe there’s no hope, that there’s no way forward except giving way to their impossible demands. Fortunately, that’s just not true.

Percentage of Americans carrying credit card balances by net worth

Middle-class Americans are most likely to be burdened by credit card debt.
Source: June 2012 Federal Reserve Bulletin http://www.federalreserve.gov/pubs/bulletin/2012/pdf/scf12.pdf

We’re Here to Help

Moran Law exists to put people like you on a level playing field with the large corporations, debt collection networks and other vast entities pressuring you. We’re here to make sure you aren’t at the mercy of aggressive creditors or dishonest debt collectors. We’ll be your guide to a future free of debt and free of financial stressors—a future in which you’re once again free to pursue your dreams.