MEDICAL BILLS & BANKRUPTCY

Lawyers Serving Metro Detroit, Flint, & the Ann Arbor Areas

With the rising cost of healthcare in the United States today, many individuals and families are experiencing “medical bankruptcy” because they are unable to pay off serious medical debt. If you are in this position, we at Moran Law invite you to get in touch with one of our bankruptcy lawyers in one of our three office locations as soon as possible. We can meet with you in a free financial empowerment seminar to help you understand your options so you can get back on your feet.

Request your free bankruptcy consult today: (248) 246-6536!

We understand that any medical emergency can leave many families struggling with debt. In fact, you are not alone: over 62% of bankruptcies in 2007 resulted from medical debt. If you are facing constant harassment from debt collectors and feel like you are losing control of your life because of your debt, call Moran Law. Tens of thousands of clients have trusted our firm to provide effective and knowledgeable solutions to their medical debt. Speak with us to learn how our customized debt relief solutions can help you.

Don’t Move from Bad to Worse

The best of intentions can lead to the worst of circumstances. A 2012 survey regarding credit card debt among lower and middle-income families revealed that nearly half were carrying debt from medical bills on their credit cards.

Even the Insured Struggle to Pay Medical Bills

When you transfer medical debt to credit cards, you don’t reduce your debt—in most cases, you simply increase your interest rates. More powerful solutions are available.

Can bankruptcy help resolve my medical debt?

Both Chapter 7 and Chapter 13 bankruptcy can help resolve your medical debt:

  • Under a Chapter 7 bankruptcy, all of your medical debt will be eliminated. If you are facing extreme medical debt, this could be the best option for you. Our attorneys can help you in this process. Visit our Chapter 7 bankruptcy page to learn more about liquidation bankruptcy and the means tests.
  • In Chapter 13 bankruptcy, debt is reorganized and the filer has the opportunity to repay what he or she owes in smaller sums over a longer period of time. Many times, bills can be partially discharged through Chapter 13. Talk to a lawyer in the Detroit, Michigan area about this option.

Contact Moran Law today at (248) 246-6536 to schedule your first consultation.